Handymen and contractors work on projects ranging in size, scope, and complexity. However, some states require a contractor to hold licenses, which requires tests, fees, and specific types of insurance.
Contractors usually hold more experience and knowledge in specialty trades, making them a better fit for larger projects such as finishing a basement or doing major renovations. On the other hand, handypersons typically do smaller jobs such as patching drywall or painting. Contact Handyman Construction now!
Before starting a handyperson business, an individual must first ensure they meet all state and local licensing requirements. This includes establishing the proper legal business structure, such as a sole proprietorship or limited liability company. It also involves registering an assumed name, if required by law. It’s important to research licensing requirements for each jurisdiction, as they may vary. A good place to start is by contacting the city or county responsible for licensing contractors and handypersons. This can help avoid any missteps that could slow down the process.
Some states require that handymen pass a state-sanctioned exam. Preparing for the exam requires extensive study of code books, professional association resources, and other recommended materials. In addition, some states may require a bond or insurance coverage to operate as a licensed handyman contractor. The type of coverage an individual chooses will often depend on the size of projects they plan to tackle, as well as any potential risks or liabilities they face.
While there are many similarities between a general contractor and a handyman, there are a few key differences that set them apart. A general contractor is responsible for coordinating and managing multiple construction projects and renovations. They often work with a team of subcontractors to complete a project. They are also responsible for ensuring that all construction projects comply with the appropriate building codes and ordinances.
A handyman, on the other hand, is a skilled and experienced construction professional who typically works on smaller-scope projects and repairs. While contractors are skilled in a broad range of construction techniques, handymen are skilled in a specific area, such as plumbing, electrical, or drywall.
Depending on their state or local regulations, some handymen may be able to work without a license. However, for most, the most effective way to grow a successful business is by getting a license. This will allow them to promote their services more effectively, and will ensure that they are meeting any necessary legal requirements.
During the licensing process, it is crucial to make sure that all required documentation has been submitted. This includes a valid driver’s license, work history, and any other applicable documents. It’s also important to check with the licensing agency to verify that all information is correct. A simple mistake can result in significant delays or even a rejected application.
Permits
The types of work a handyman performs varies by state, and in some cases, he or she may need a license. For example, if a project involves plumbing, electrical work or HVAC maintenance, the contractor will need to have a specific license. Also, if the project is worth more than a certain amount, the contractor will need to carry liability coverage. These requirements vary by state, and you should consult with your local contractor licensing board to learn the rules in your area.
The State of Alaska requires a license for any person who performs construction, repair or remodeling on an existing structure. However, a handyman is exempt from this requirement if the total value of labor and materials does not exceed $1,000 or the work does not require a building permit. In addition, the handyman must obtain a surety bond and general insurance.
In Georgia, a handyman needs a state license to do any construction work, including repairs and remodeling on existing structures. In order to get a license, the handyman must pass a trade exam and a business and law exam. He or she must also have two years of experience and show proof of workers’ compensation and general liability insurance.
Washington does not have a state license for handymen, but the Department of Labor and Industries requires that all contractors and specialty contractors register with them. This registration includes a criminal background check, a workers’ compensation certificate, and general and professional liability insurance. It is also important to register with your local government, as some cities and counties have their own licensing and permit requirements.
A contractor in North Dakota must have a license if the project has a total value of more than $4,000. In addition, the contractor must have workers’ compensation and general liability insurance.
In New Mexico, a handyman needs to have a state license if the total cost of the labor and materials is more than $2,000. A license is not required for minor projects that do not require a permit, but it must be obtained if a job has a higher value or if specialized work is done, such as excavation, masonry, carpentry or painting.
Insurance
Whether working as a sole proprietor or with a larger work crew, handyman contractors are always at risk for liability concerns. From accidental property damage to customers, to injuries incurred by employees on the job, there are many insurance options available that can provide financial support should these issues arise.
One of the most common types of handyman business insurance is general liability coverage, which can help cover third-party property damage or bodily injury claims related to your work. Other policy add-ons that are available to customize your coverage include business interruption insurance, tools and equipment coverage, and workers’ compensation.
Another important type of insurance for handymen is professional liability coverage, which helps protect business owners from lawsuits filed by clients over incomplete or unsatisfactory work. This type of insurance can be expensive, but it can save business owners from having to pay out of pocket for costly legal fees.
The extent to which these policy add-ons are available will vary from provider to provider, so it’s important for handyman business owners to carefully consider their needs and budget when selecting an insurance company. Additionally, the level of flexibility that an insurance company offers can also be a key consideration. For example, some companies allow customers to adjust their policy terms on the fly, including pausing or canceling coverage for specific jobs.
Finally, a handyman insurance company should be able to offer competitive rates and fast approval of claims. A quick and hassle-free claims process can be especially beneficial when an emergency occurs on the jobsite, as it will prevent potential delays in getting back to work.
NEXT recommends using an online insurance marketplace such as Thimble to find affordable and comprehensive handyman business insurance that fits your unique needs. You can get a quote, review your options, and purchase coverage in minutes through the platform. In addition, you can access 24/7 customer support to address any questions or concerns that may arise. And, if you do need to make a claim, you can file your paperwork and track the status of your request through the site.
Experience
If you want to become a professional handyman, you need to have several skills. These include the ability to work well with customers, communicate clearly, and stay focused for long periods of time. It also helps to have experience in a specific trade like plumbing or electrical repair. Many home improvement professionals are jacks of all trades, but there are also programs that focus on one skill set and provide training for becoming a specialist.
Handymen are able to perform a wide range of repairs, from painting and changing light fixtures to replacing drywall and patching cracks in walls. However, there are limits to what they can legally do because they are not licensed contractors. In general, a contractor will be better equipped to handle major home projects that require permits and blueprints, such as a basement remodel or bathroom renovation.
Some of the most common handyman services are repairing doors, windows, and fences and refinishing decks. These types of tasks are often difficult for homeowners to do, but a handyman can quickly and efficiently get them done. In addition, they can make minor repairs to kitchens and bathrooms, including caulking or repairing tiles.
Another handyman service is assembling furniture. Many people avoid purchasing new furniture because they don’t want to deal with the hassle of assembling it themselves. However, a handyman can put together any type of furniture you need, from beds to desks. This is a great way to save money on new furnishings without spending hours trying to figure out complicated instructions.
Handymen can also help with outdoor maintenance and repairs, such as cleaning or staining patios, decks, and sheds. They can also fix or replace damaged window screens and door frames. A professional handyman can even fix or replace gutters, shingles, and roofs. These are important tasks that need to be done regularly to maintain a beautiful and functional home.
In addition to these basic home maintenance tasks, a handyman can also fix and repair appliances, such as washing machines, dishwashers, and refrigerators. They can also repair or replace faulty lighting fixtures and ceiling fans. They can also repair or replace broken locks and other security devices.